{"id":86483,"date":"2023-05-17T12:21:33","date_gmt":"2023-05-17T16:21:33","guid":{"rendered":"https:\/\/americancollectors.com\/?p=86483"},"modified":"2024-09-17T13:00:12","modified_gmt":"2024-09-17T17:00:12","slug":"classic-car-as-daily-drivers","status":"publish","type":"post","link":"https:\/\/americancollectors.com\/articles\/classic-car-as-daily-drivers\/","title":{"rendered":"Thinking About Using Your Classic Car as a Daily Driver?"},"content":{"rendered":"\n<h2 data-component=\"core:heading\" class=\"wp-block-heading\" id=\"h-5-factors-to-consider-before-using-your-classic-car-as-your-daily-driver\">5 Factors to Consider Before Using Your Classic Car as Your Daily Driver<\/h2>\n\n\n\n<p>There are many reasons to avoid using your classic car as a daily driver, but sometimes it is unavoidable or deliberate. It happens to all of us. You\u2019re on the road in your classic car on a long weekend. The sun is out, traffic is light, and the windows are down as you cruise past appreciative pedestrians and envious fellow drivers. Your mind starts drifting towards the weekdays to come and you think to yourself: <strong>What if I just start driving my baby every day? It will make me happier. What\u2019s the worst that could happen?<\/strong><\/p>\n\n\n\n<p>There are some unusual circumstances when a classic car can make a decent daily driver, and we\u2019ll cover those below. However, the vast majority of owners should think twice about using a classic car for everyday duties. Here are the five most important reasons to avoid using your classic car as a daily driver:<\/p>\n\n\n\n<figure data-component=\"core:image\" class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"500\" src=\"https:\/\/americancollectors.com\/wp-content\/uploads\/Can-you-daily-drive-a-classic-car.jpg\" alt=\"\" class=\"wp-image-86537\" srcset=\"https:\/\/americancollectors.com\/wp-content\/uploads\/Can-you-daily-drive-a-classic-car.jpg 800w, https:\/\/americancollectors.com\/wp-content\/uploads\/Can-you-daily-drive-a-classic-car-300x188.jpg 300w, https:\/\/americancollectors.com\/wp-content\/uploads\/Can-you-daily-drive-a-classic-car-768x480.jpg 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/figure>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" data-component=\"core:spacer\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 data-component=\"core:heading\" class=\"wp-block-heading\">1. Driving a classic car on a daily-basis increases vehicle wear and tear and reduces future resale value.<\/h3>\n\n\n\n<p>Ask any auto mechanic: few things are as hard on a car as consistent usage in all weather conditions, and the wear can happen in places you don\u2019t expect. As an example: Many classic cars from the sixties and earlier require frequent chassis lubrication. This would have been done by any service station at the time \u2013 but you won\u2019t have much luck getting a full Fifties-style \u201clube job\u201d done anywhere but a specialist nowadays. Classic cars are chock-full of natural materials like leather, canvas and non-synthetic rubber. All of these can \u2013 and do \u2013 degrade when used on a daily-basis. There\u2019s a reason five-year-old cars were considered to be almost worthless in 1955! Conventional wisdom also holds true for classic cars, vehicles with higher mileage generally have less appeal and consequently lower resale value (unless you keep detailed maintenance and repair records). Potential buyers will be mindful about vehicle mileage on classic cars available for sale; excessive mileage impacts reliability and increases the likelihood of needing future repairs.<\/p>\n\n\n\n<h3 data-component=\"core:heading\" class=\"wp-block-heading\">2. Classic cars often fail to meet modern standards for active and passive safety.<\/h3>\n\n\n\n<p>It\u2019s true that classic cars, as a whole, have an enviable record for safety \u2013 but that is largely due to the friendly conditions under which they are operated. A Sunday cruise to the ice cream store doesn\u2019t present the same sort of risk as a Chicago commute when the roads freeze or an 80-mph bumper-to-bumper morning on a Houston beltway. Classic cars generally are not equipped with anti-lock brakes, stability control, and other accident-avoidance features. They may not handle as well as modern vehicles and generally require more distance to stop. And, in the event of an accident, they may not have had the extensive crash testing, engineered safety design or passive safety features (like airbags and seatbelt tensioners) that we take for granted in modern vehicles.<\/p>\n\n\n\n<figure data-component=\"core:image\" class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"500\" src=\"https:\/\/americancollectors.com\/wp-content\/uploads\/Classic-car-daily-driver.jpg\" alt=\"\" class=\"wp-image-86541\" srcset=\"https:\/\/americancollectors.com\/wp-content\/uploads\/Classic-car-daily-driver.jpg 800w, https:\/\/americancollectors.com\/wp-content\/uploads\/Classic-car-daily-driver-300x188.jpg 300w, https:\/\/americancollectors.com\/wp-content\/uploads\/Classic-car-daily-driver-768x480.jpg 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/figure>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" data-component=\"core:spacer\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 data-component=\"core:heading\" class=\"wp-block-heading\">3. Fuel isn\u2019t the only cost that can be higher when you drive a classic car on a daily basis.<\/h3>\n\n\n\n<p>A surprising number of classic cars get great mileage, such as the Nash Metropolitan, Volkswagen Type<br>1 \u201c<a href=\"https:\/\/www.mpgomatic.com\/2008\/01\/05\/volkswagen-beetle-gas-mileage\/\" target=\"_blank\" rel=\"noreferrer noopener\">Beetle<\/a>\u201d, or even one of the \u201cMiser\u201d compact cars built by Chrysler four decades ago. (If you\u2019re not in a hurry, you can also go a long way on a gallon with a Model T.) When the conversation turns to Hemi Chargers and \u201cfuelie\u201d Corvettes, the fuel economy numbers change in a hurry \u2013 and not necessarily for the better. A lot of classic muscle cars and luxury cars struggle to get ten miles per gallon in ideal conditions.<\/p>\n\n\n\n<p>But the costs don\u2019t stop there. Tires, brake linings, belts, and other \u201cconsumables\u201d rarely last all that long on classic cars. A modern SUV might get 60,000 miles on the tires and 100,000 miles on the spark plugs, with very little service required beyond that. Classic cars are very different in that regard; maintenance\/repair choices and <a href=\"https:\/\/www.jegs.com\/c\/Restoration\/366815\/10002\/-1\" target=\"_blank\" rel=\"noreferrer noopener\">replacement part<\/a> availability\/selection may be limited on many classic car models.<\/p>\n\n\n\n<figure data-component=\"core:image\" class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"500\" src=\"https:\/\/americancollectors.com\/wp-content\/uploads\/Daily-driving-a-classic-car.jpg\" alt=\"\" class=\"wp-image-86539\" srcset=\"https:\/\/americancollectors.com\/wp-content\/uploads\/Daily-driving-a-classic-car.jpg 800w, https:\/\/americancollectors.com\/wp-content\/uploads\/Daily-driving-a-classic-car-300x188.jpg 300w, https:\/\/americancollectors.com\/wp-content\/uploads\/Daily-driving-a-classic-car-768x480.jpg 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/figure>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" data-component=\"core:spacer\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 data-component=\"core:heading\" class=\"wp-block-heading\">4. Driving a classic car daily exposes it to additional risk.<\/h3>\n\n\n\n<p>A scratched bumper on a daily-driven \u201ccrossover\u201d or sedan is an annoyance. The same damage to a classic car can be a heartbreaker. It can be even worse if a careless motorist or pedestrian damages something that isn\u2019t easy to repair or replace, such as the complex and unique chrome trim found on many cars from the Forties through the Seventies. A break-in can damage irreplaceable interior trim, window glass, and mechanical parts. The old phrase \u201cit\u2019s only original once\u201d can take on additional meaning if you\u2019re replacing upholstery due to vandalism instead of normal wear. Street parking a classic vehicle exposes it to an even higher degree of risk, particularly for cars manufactured before modern bumper regulations. A light bump that doesn\u2019t trouble the rear bumper of a half-ton pickup can cause thousands of dollars\u2019 worth of damage to a Sixties muscle car.<\/p>\n\n\n\n<h3 data-component=\"core:heading\" class=\"wp-block-heading\">5. Using a classic car as your daily driver will likely make you ineligible for classic car insurance.<\/h3>\n\n\n\n<p>Classic car insurance is almost always the best choice for any classic or collector car with significant historical, financial or sentimental value because it provides better coverage for your insurance dollar. Unlike regular auto insurance, with classic car insurance you can be certain of the claims settlement amount you will receive in the event of a total loss. Drive your classic on a daily basis, however, and you are likely to find out that you are no longer eligible to purchase a classic car insurance policy. Most <a href=\"https:\/\/americancollectors.com\/insurance\/collector-car-insurance-eligibility\/\" target=\"_blank\" rel=\"noreferrer noopener\">classic car insurance policies<\/a> specify that the car cannot be used for commuting or other frequent tasks, restricting your use to \u201coccasional and pleasure\u201d driving. It\u2019s important to realize that you can be in violation of your policy\u2019s guidelines and have your policy non-renewed if you regularly use your classic vehicle to commute to work\/school or regularly use it for errands\/general transportation.<\/p>\n\n\n\n<h3 data-component=\"core:heading\" class=\"wp-block-heading\">Are there situations when a classic car could make for a decent daily driver?<\/h3>\n\n\n\n<p>It\u2019s not impossible to use a classic or collector car as a daily driver, but the people who make it work tend to have a lot in common, namely: They live in fair-weather states, they don\u2019t drive long distances, they don\u2019t reach freeway speeds, and they have a readily available \u201cPlan B\u201d if their classic car doesn\u2019t run. One example of this would be \u201cstation cars\u201d in Northern California, where the weather is usually good and a bicycle is a viable backup plan \u2013 or a vintage farm truck used for runs from a rural property to the local hardware store or diner. Even under these circumstances, you may not qualify for classic car insurance and will need to purchase a regular daily-driver auto insurance policy to cover your classic<br>vehicle.<\/p>\n\n\n\n<h3 data-component=\"core:heading\" class=\"wp-block-heading\">What can I do for my classic car to make it a better daily driver?<\/h3>\n\n\n\n<p>If you\u2019re absolutely determined to use your classic car daily, you\u2019ll want to cultivate a friendly relationship with a mechanic who specializes in classic cars who can develop a regular <a href=\"https:\/\/americancollectors.com\/news\/classic-car-maintenance\/\" target=\"_blank\" rel=\"noreferrer noopener\">schedule of maintenance<\/a> and parts replacement for you. It\u2019s also a good idea to upgrade your ride with a few modern safety improvements, such as new-generation tires, power steering, disc brakes, led\/halogen headlights or improved suspension to improve visibility at night, driving comfort and stopping ability. Finally, if your classic is from the era before mandatory seat belts, that\u2019s another good place to start improving the safety. The plain truth, however, is that you\u2019ll never get a true classic car up to modern standards of safety, durability, or even theft prevention.<\/p>\n\n\n\n<p>For the above reasons, and many others, we continue to recommend that most people use a more modern vehicle for their daily driving needs. This approach will make the days you spend with your classic car more enjoyable, and more precious, because they aren\u2019t happening every day. Savor those special moments with your classic car and drive your everyday miles with your everyday car. Both you and your \u201cbaby\u201d will be glad you did.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>5 Factors to Consider Before Using Your Classic Car as Your Daily Driver There are many reasons to avoid using&#8230;<\/p>\n","protected":false},"author":3,"featured_media":86572,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_tec_requires_first_save":true,"content-type":"","_EventAllDay":false,"_EventTimezone":"","_EventStartDate":"","_EventEndDate":"","_EventStartDateUTC":"","_EventEndDateUTC":"","_EventShowMap":false,"_EventShowMapLink":false,"_EventURL":"","_EventCost":"","_EventCostDescription":"","_EventCurrencySymbol":"","_EventCurrencyCode":"","_EventCurrencyPosition":"","_EventDateTimeSeparator":"","_EventTimeRangeSeparator":"","_EventOrganizerID":[],"_EventVenueID":[],"_OrganizerEmail":"","_OrganizerPhone":"","_OrganizerWebsite":"","_VenueAddress":"","_VenueCity":"","_VenueCountry":"","_VenueProvince":"","_VenueState":"","_VenueZip":"","_VenuePhone":"","_VenueURL":"","_VenueStateProvince":"","_VenueLat":"","_VenueLng":"","_VenueShowMap":false,"_VenueShowMapLink":false,"_tribe_blocks_recurrence_rules":"","_tribe_blocks_recurrence_description":"","_tribe_blocks_recurrence_exclusions":"","footnotes":""},"categories":[548,229,1],"tags":[],"resource-type":[],"topics":[],"class_list":["post-86483","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-best-practices","category-collecting-101","category-news"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Thinking About Using Your Classic Car as a Daily Driver? | American Collectors Insurance<\/title>\n<meta name=\"description\" content=\"We know how much you love driving your classic car, but here are 5 reasons not to use it as your daily driver. Find out why.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/americancollectors.com\/articles\/classic-car-as-daily-drivers\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Thinking About Using Your Classic Car as a Daily Driver? | American Collectors Insurance\" \/>\n<meta property=\"og:description\" content=\"We know how much you love driving your classic car, but here are 5 reasons not to use it as your daily driver. 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